Terms of Use

Financial8.com (the "Site") is a compilation of information from, and links to, other sites. You must be thirteen years or older to use it. You expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use. Please read these terms carefully before proceed. Your use of the Site indicates your acceptance of these terms and conditions.
If you do not agree to be bound by these Terms of Use, don't use the Site. The Site reserves the right to modify these Terms of Use at any time and will publish notifications of material modifications at its sole discretion. By continuing to access the Site after notice of such modifications have been published, you signify your agreement to be bound by them.

Content


The content of the Site and the sites that it links to are offered for general information and entertainment purposes only. Neither the content of the Site, nor the links to other websites, are routinely moderated, screened, approved, reviewed, or endorsed by the Site or any Site-affiliated person or entity.
The content and links often contain information, pictures, and video that you may find untrue, inappropriate, offensive, and just plain stupid. You should be skeptical about all content and links because the information may be untrue, inappropriate, offensive, harmful, and just plain stupid.
You also understand and agree that the content may include advertisements or links to third party websites. You also understand and agree that the content may include certain communications from Financial8.com, such as service announcements, administrative messages and various emails, which may include attachments.

Content Linked to by Financial8.com


YOU EXPRESSLY UNDERSTAND AND AGREE THAT Financial8.com AND ITS LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Financial8.com.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE SERVICE. THIS LIMITATION OF LIABILITY IS NOT APPLICABLE IN CASES OF WILFULNESS OR GROSS NEGLIGENCE OF Financial8.com.

Notice


The Site reserves the right to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request. The Site reserves the right to restrict access by any users whom the Site believes, in its sole discretion, are engaged in inappropriate, unprofessional, or unlawful conduct.
The Site reserves the right to remove content which, in its sole discretion, violates any of the rules set forth herein of which it becomes aware, but is under no obligation to do so. If you are offended by any content of the Site, refrain from using the Site.

No third-party beneficiaries

You agree that, except as otherwise expressly provided in this Agreement, there shall be no third-party beneficiaries to this agreement.
Non-Commercial Use by Members
All Organizations, companies, and/or businesses alike may not become Members and should not use the Financial8.com Service or the Website for any purpose. The Financial8.com Website service is meant for personal use of the individual Members only, and may not be used in connection with any commercial activities or endeavours. The following include illegal and/or unauthorized uses of the Website: Collection of usernames and/or email addresses of members by electronic or other means for the purpose of sending unsolicited email and unauthorized framing of or linking to the Website will be investigated thoroughly, and the appropriate legal action will be taken, including without limitation, criminal, civil and injunctive redress.
Financial8.com occasionally receives requests from people to remove rss feeds and search results from its indices. Although Financial8.com reserves the right to address such requests individually, the general approach that Financial8.com takes reflects the following principles:
Financial8.com's search results consist of information that has been identified, indexed and compiled through an automated process with no advance review by human beings. Given the enormous volume of web site information added, deleted, and changed on a frequent basis, Financial8.com cannot and does not screen anything made available through its indices. For each web site reflected in Financial8.com's indices, if either (i) a site owner restricts access to his or her web site or (ii) a site is taken down from the web, then, upon receipt of a request by the site owner or a third party in the second instance, Financial8.com will at its sole discretion consider on a case-by-case basis requests to remove the link to that site from its indices. However, if the operator of the site does not take steps to prevent it, the automatic facilities used to create the indices are likely to find that site and index it again in a relatively short amount of time. For more information, please refer to the Financial8.com privacy policy.

Disclaimer


The Site and any information, products or services therein are provided "as is" without warranty of any kind, either express or implied, including without limitation, the implied warranties of merchantability, fitness for use of a particular purpose, or noninfringement.
The Site does not warrant that the Site will operate in an uninterrupted or error-free manner or that the Site is free of viruses or other harmful components. Use of information obtained from or through the Site is at your own risk.
The site is not liable for any loss or damages including, but not limited to, claims for defamation, errors, loss of data, or interruption in availability of data arising out of the use or inability to use the Site or any links; to your placement of content on the Site; or to your reliance upon information obtained from or through the Site or through links contained on the Site.
The Site is not an intermediary, broker/dealer, investment advisor, or exchange and does not provide services as such.

Licenses


In consideration for your agreement to these Terms of Use, the Site grants you a personal, non-exclusive, non-transferable, revocable license to access and use the Site. You may access the material on the Site only for your own personal, non-commercial use. The burden of determining that use of any information obtained from the Site is permissible rests with you.
By posting to or otherwise engaging in any communication within the Site, you are granting the Site (or any of its assignees) a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such information. Choice of Law and Forum
You agree that any dispute arising out of or relating to these Terms of Use or any content posted to the Site, including copies and republication thereof, whether based in contract, tort, statutory, or other law, will be governed by the laws of the State of California, excluding its conflicts of law provisions. You further consent to the personal jurisdiction of and exclusive venue in the federal and state courts located in and serving Santa Clara County, California as the legal forum for any such dispute.

Trademarks


"Financial8.com" is a trademark of the Site. All other sub-sites and proprietary tools within the Site are trademarks of the Site. All other brands and names are the property of their respective owners. All graphics on the Site are trademarks of the Site or Site-affiliated people or entities. Use, reproduction, copying, or redistribution of trademarks, without the written permission of the Site or Site-affiliated people and entities, is prohibited. All other trademarks or servicemarks appearing on the Site are the marks of their respective owners.

Copyright Policy


Pursuant to 17 USC 512 as amended by Title II of the Digital Millennium Copyright Act (the "DMCA"), the Site has instituted procedures to receive written notification of claimed infringements and to process such claims in accordance with the DMCA. If you believe your copyrights are being infringed, please fill out the Notice of Infringement form below and mail it to Boundary Free Ventures LLC.
The Notice of Infringement contains requested information that substantively complies with the safe harbor provisions of the Digital Millennium Copyright Act, 17 USC 512(c)(3)(A), providing that to be effective under this subsection, a notification of claimed infringement must be a written communication provided to the designated agent of a service provider that includes substantially the following:
  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
  • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works at that Site.
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
  • Information reasonably sufficient to permit the service provider to contact the complaining party such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
  • Notification from a copyright owner or from a person authorized to act on behalf of the copyright owner that fails to comply substantially with the provisions above shall not be considered as providing actual knowledge or an awareness of facts or circumstances from which infringing activity is apparent.
Please mail to Boundary Free Ventures Inc. a separate Notice of Infringement each time you would like to report alleged acts of infringement.

Unauthorized Use


Unauthorized use of the Site in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.

Indemnification


You agree to indemnify and hold the Site and any Site-affiliated person or entity harmless from any claims, losses or damages, including legal fees, resulting from your violation of these Terms of Use, your use of the Site or your placement of any content onto the Site, and to fully cooperate in the Site's or any Site-affiliated person's or entity's defense against any such claims.

Integration


These Terms of Use constitute the entire agreement between you and the Site and any Site-affiliated persons or parties with respect to the subject matter herein and supersedes any and all prior or contemporaneous oral or written agreements.